Lotus Consulting, LLC is owned by Cynthia Montalbano.

Please read the Disclaimer carefully before you start any consulting or coaching sessions. By continuing to partake in coaching sessions, you accept and agree to be bound and abide by the Disclaimer. If you do not want to agree to this disclaimer, the privacy policy, and/or the terms and conditions of Lotus Consulting, LLC sessions will be stopped.

By viewing anything made available through Lotus Consulting, LLC including, but not limited to, products, services, opt-in downloads, e-books, videos, blog posts, emails, social media, and any other communications, you are agreeing to accept all parts of this disclaimer.

FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY:

The information provided through Lotus Consulting, LLC is for educational and informational purposes only and solely as a self-help tool for your own use.

NOT PROFESSIONAL ADVICE:

The information provided by Lotus Consulting, LLC and the resources provided are not intended as, and shall not be understood or construed as, professional advice. While the employees and/or owners of Lotus Consulting, LLC are professionals and the information provided by Lotus Consulting, LLC relates to issues within the company’s area of professionalism, the information obtained through Lotus Consulting, LLC is not a substitute for advice from a medical or mental health professional who is aware of the facts and circumstances of your individual situation.

I am not, nor am I claiming to be a psychiatrist, psychologist, therapist, counselor (“Mental Health Provider”), or member of the clergy.

I am not providing health care or attempting to diagnose, treat, prevent, or cure any physical, mental or emotional issue, disease, or condition.

I have done my best to ensure that the information provided and the resources available are accurate and provide valuable information. Regardless of anything to the contrary, nothing available through Lotus Consulting, LLC should be understood as a recommendation that you should not consult with a professional to address your particular information. Lotus Consulting, LLC expressly recommends that you seek advice from a professional as needed.

By using Lotus Consulting, LLC you agree and acknowledge that I am not providing mental health advice, or religious advice in any way. Always seek the advice of your own Medical Provider and/or Mental Health Provider regarding any questions or concerns you have about your specific health. Do not disregard medical advice or delay seeking medical advice because of information you have obtained through Lotus Consulting, LLC. Do not start or stop taking any medications without speaking to your own Medical Provider or Mental Health Provider. If you have or suspect that you have a medical or mental health problem, contact your own Medical Provider or Mental Health Provider promptly. 

Neither Lotus Consulting, LLC nor any of its employees or owners shall be held liable or responsible for any errors or omissions on materials provided or for any damage you may suffer as a result of failing to seek competent advice from a professional.

NOT LEGAL OR FINANCIAL ADVICE:

I am not an attorney, accountant, or financial advisor, nor am I claiming to be. The information obtained from Lotus Consulting, LLC is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial advisor. Although care has been taken in preparing the information provided to you, neither Lotus Consulting, LLC nor any of its employees or owners shall be held liable for any errors or omissions, and accept no liability whatsoever for any loss or damage you may incur.

PERSONAL RESPONSIBILITY:

By using Lotus Consulting, LLC you accept personal responsibility for the results of your actions. You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available through Lotus Consulting, LLC. You agree to use judgment and conduct due diligence before taking any action or implementing any plan or policy suggested or recommended by Lotus Consulting, LLC.

You acknowledge that you are participating voluntarily in using Lotus Consulting, LLC and that you are solely and personally responsible for your choices, actions, and results, now and in the future.

NO GUARANTEES:

The function of Lotus Consulting, LLC is to support and assist you in reaching your own goals, but your success depends primarily on your own effort, motivation, commitment, and follow-through. Neither Lotus Consulting, LLC nor any of its employees or owners can predict and therefore do not guarantee that you will attain a particular result, and you accept and understand that results differ for each individual. Each individual’s results depend on his or her unique background, dedication, desire, motivation, actions, and numerous other factors. You fully agree that there are no guarantees as to the specific outcome or results you can expect from using the information you receive on or through Lotus Consulting, LLC. You recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of Lotus Consulting, LLC.

You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others – whether clients or customers of the company or otherwise – applying the principles set out by Lotus Consulting, LLC are no guarantee that you or any other person or entity will be able to obtain similar results.

TESTIMONIALS:

At various places on the internet, you may find testimonials from clients and customers of the products and services offered by Lotus Consulting, LLC. The testimonials are actual statements made by clients and/or customers and have been truthfully conveyed on this website.

Although these testimonials are truthful statements about results obtained by these clients and/or customers, the results obtained by these clients and/or customers are not necessarily typical. You specifically recognize and agree that the testimonials are not a guarantee of results that you or anyone else will obtain by using any products or services offered by Lotus Consulting, LLC.

These world experiences, testimonials, and insights about other people’s experiences are for illustration purposes only. The testimonials, examples, and photos used are of actual clients and results they personally achieved, or they are comments from individuals who can speak to my character and/or the quality of my work. They are not intended to represent or guarantee that current or future clients will achieve the same or similar results.

ASSUMPTION OF RISK:

As with all situations, there are sometimes unknown individual risks and circumstances that can arise during the use of Lotus Consulting, LLC that cannot be foreseen that can influence or reduce results. You understand that any mention of any suggestion or recommendation on or through Lotus Consulting, LLC is to be taken at your own risk, with no liability on my part, recognizing that there is a rare chance that illness, injury or even death could result, and you agree to assume all risks.

LIMITATION OF LIABILITY:

By using Lotus Consulting, LLC you agree to absolve me of any liability or loss that you or any other person may incur from the use of the information, products, or materials that you request or receive through Lotus Consulting, LLC. You agree that I will not be liable to you, or to any other individual, company or entity, for any type of damages, including direct, indirect, special, incidental, equitable, or consequential loss or damages, for use of or reliance on Lotus Consulting, LLC. You agree that I do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease or condition or issue, or any other type of loss or damage due to any act or default by me or anyone acting as our agent, consultant, affiliate, joint venture partner, employee, shareholder, director, staff, team member, or anyone otherwise affiliated with my business or me, who is engaged in delivering content on or through Lotus Consulting, LLC.

INDEMNIFICATION AND RELEASE OF CLAIMS:

You hereby fully and completely hold harmless, indemnify and release me and any of my agents, consultants, affiliates, joint venture partners, employees, shareholders, directors, staff, team members, or anyone otherwise affiliated with my business or me from any and all causes of action, allegations, suits, claims, damages, or demands whatsoever, in law or equity, that may arise in the past, present or future that is in any way related to Lotus Consulting, LLC.

NO WARRANTIES:

I MAKE NO WARRANTIES RELATED TO THE PERFORMANCE OR OPERATION OF LOTUS CONSULTING, LLC. I MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, PRODUCTS OR SERVICES INCLUDED THROUGH LOTUS CONSULTING, LLC. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, I DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

ERRORS AND OMISSION:

Although every effort is made to ensure the accuracy of information shared through Lotus Consulting, LLC, the information may inadvertently contain inaccuracies or typographical errors. You agree that Lotus Consulting, LLC any of its employees or owners are not responsible for the views, opinions, or accuracy of facts referenced on or through this website, or of those of any other individual or company affiliated with my business or me in any way. Because scientific, technology and business practices are constantly evolving, you agree that Lotus Consulting, LLC, any of its employees or owners are not responsible for the accuracy of information, or for any errors or omissions that may occur.

NO ENDORSEMENT:

References or links provided by Lotus Consulting, LLC to the information, opinions, advice, programs, products or services of any other individual, business, or entity does not constitute my formal endorsement. Lotus Consulting, LLC, any of its employees or owners are not responsible for the website content, blogs, e-mails, videos, social media, programs, products and/or services of any other person, business or entity that may be linked or referenced in this website. Conversely, should Lotus Consulting, LLC appear in any other individual’s, business’s or entity’s website, program, product or services, it does not constitute my formal endorsement of them, their business or their website either.

AFFILIATES:

From time to time, Lotus Consulting, LLC participates in affiliate marketing and may allow affiliate links to be included on some of our pages. This means that we may earn a commission if/when you click on or make purchases via affiliate links.

As a policy, Lotus Consulting, LLC will only affiliate with products, services, coaches, consultants, and other experts that we believe will provide value to our customers and followers.

Lotus Consulting, LLC will inform you when one of the links constitutes an affiliate link.

You recognize that it remains your personal responsibility to investigate whether any affiliate offers are right for your business and will benefit you. You will not rely on any recommendation, reference, or information provided by Lotus Consulting, LLC but will instead conduct your own investigation and will rely upon your investigation to decide whether to purchase the affiliate product or service.